A personal blog about money, markets and crypto
Bitcoin fell 4.42% to $68,377 on Nov. 13 (CoinGecko). The main reason: money got more expensive, as the US dollar index rose to 103.38 and the 10-year Treasury yield reached 5.15%. That pressure turned into forced selling, and CoinDesk reports more than $1.6 billion in leveraged bets were liquidated as BTC hit a 12-week low.
The Ripple Stellar altcoin outlook is grim: XRP has lost 25.73% in 30 days, per CoinGecko data. Stellar (XLM) is down 22.16% over the same stretch, and both fell harder than Bitcoin’s 17.06%, because a dollar at a 19-month high and 5.1% Treasury yields are pulling money out of the riskiest corners of crypto first.
US Treasury yields jumped Thursday, lifting the 10-year to 5.1% after a 2.1% rise in a single session (Yahoo Finance, Nov. 12). So why did US Treasury yields rise Thursday? Traders added to bets on more Federal Reserve rate hikes, MarketWatch reported, and CoinDesk put the dollar index at a 19-month high.
Gold has fallen 10.27% in three months to $3,984.90 an ounce (Yahoo Finance, November 12). Any World Bank gold price forecast 2028 you read now starts from a lower base than it did this summer. Two things are pushing gold down: a US 10-year Treasury yield of 5.0% and a dollar index up 3.19% in three months. Both are still in place. Your gold isn’t going anywhere, but right now it earns nothing while a Treasury pays 5…
On any gold price tracker today, gold reads $4,119.40 an ounce, down 6.79% in three months. That’s the COMEX futures price from Yahoo Finance as of November 10, 2026, and most of the slide comes from a 4.86% 10-year Treasury yield and a firmer dollar, two things that make holding a metal that pays nothing look expensive. Next comes today’s October CPI report. The gold in your account isn’t disappearing, but for three…