A personal blog about money, markets and crypto
The altcoin meaning is simple: any crypto that isn’t Bitcoin, now 40.04% of the market. CoinGecko data puts Bitcoin dominance at 59.96% today. That means every other coin combined, from Ethereum to Dogecoin to dollar stablecoins, adds up to roughly $1.02 trillion of a $2.54 trillion market, and over the past 30 days most of the big ones have fallen two to three times harder than Bitcoin.
At $75,835 per Bitcoin, how you store your keys matters as much as which coin you bought. The short answer to hot wallet vs cold wallet: a hot wallet (software on a phone or computer that’s online) is for money you spend or trade, and a cold wallet (keys kept offline, usually on a hardware device) is for money you plan to hold. Most people end up using both and splitting funds by amount.
Staking rewards pay you in the coin you stake, and ETH fell 10.37% in the 30 days to Nov 8, 2026. That one fact explains most of what beginners get wrong about crypto staking rewards: the yield is real, but it’s paid in an asset whose price can move far more in a month than the reward adds in a year.
Binance accounts closing in Europe by the end of 2026 affect users in some countries, and fees start before that. CoinDesk reported on Nov. 7, 2026 that affected users have been told to pull their crypto before the fees kick in. If you’re one of them, the fix is simple: check your Binance notices today and move your coins well before December. Leaving it to the last week is how people get hurt.
Hyperliquid’s HYPE trades at $77.16, about 21% below its $97.96 all-time high, according to CoinGecko. If you’re asking what is Hyperliquid and why it keeps showing up on trending lists, the short answer is that it’s a blockchain built mainly to run a futures exchange, and HYPE is the token that pays for, secures and governs that chain. It’s also down 12.23% this week, so this is a good moment to understand it before…
Tokenized stocks lost up to 16.51% in 24 hours, in the same window Apple and Meta rejected the OKX-ICE plan. The tracked tokenized ETF category fell to about $584 million, and Ondo’s tokenized assets dropped 14.11%. Here’s my short read. The dollar amounts are small, the drop probably reflects how these tokens get counted more than panic selling, and the Apple and Meta pushback is what matters over the long run.
Bitcoin sat at $75,734 on November 8, 2026, down 2.62% in seven days, and most big altcoins fell harder. That is the crypto market this week in one line, based on CoinGecko data: BTC also lost 7.86% over 30 days, and its share of the market rose to 59.32% as money either left crypto or moved into Bitcoin.
FinCEN is cutting MEXC off from U.S. finance over at least $16 billion in alleged illicit flows. The MEXC FinCEN order, issued on Friday, November 6, 2026, will bar U.S. financial institutions from sending money or crypto to or from MEXC Global once it takes effect.
The Gnosis Pay breach, detected on November 3, exposed card numbers, home addresses and linked wallets. If you hold a crypto card, that’s the incident to act on this week. It came alongside new laundering moves from the $6.34 billion Binance hack and a withdrawal and trading freeze at South Korean exchange Gopax. Below I cover what happened in each case and the checklist I’d work through today.
PENGU coin trades at about $0.0063 on November 8, 2026, roughly 91% below its December 2024 peak. It’s the official token of Pudgy Penguins, the cartoon penguin NFT brand. It launched on Solana in December 2024 as a community airdrop, and holders get no equity, no dividends and no voting rights.