9 min read
Stock market open on Veterans Day 2026: yes, and the S&P 500 starts it at 7,520.93 (Yahoo Finance, Nov. 10). The NYSE and Nasdaq run normal hours on Wednesday, Nov. 11. The US bond market and most banks take the day off, so the 10-year Treasury yield stays parked at its last close of 4.98% until Thursday.
Your stock orders will fill like any other day. Moving cash is what gets slow, and stocks are coming into the holiday weak, down 3.67% on the S&P 500 and 8.0% on the Nasdaq over the past month.
Key takeaways
- The Nasdaq Composite closed Nov. 10 at 25,065.87, down 8.0% in a month (Yahoo Finance). That’s about $800 off every $10,000 in a Nasdaq tracker.
- The 10-year Treasury yield last printed 4.98% (Yahoo Finance, Nov. 10). With cash bonds closed today, that number won’t update until Thursday.
- The S&P 500’s 3.67% one-month drop (Yahoo Finance) works out to roughly $367 on a $10,000 index fund.
- Uninvested cash earning near the 3.88% effective fed funds rate (NY Fed, Nov. 9) makes about $388 a year per $10,000.
In this article
- Is the stock market open on Veterans Day 2026?
- Why the bond market is closed on Veterans Day
- Are banks open on Veterans Day? What happens to your cash
- What's moving stocks this Veterans Day week
- Which markets trade on Veterans Day and where they stand
- How the holiday-week slide hits a $10,000 portfolio
- Is crypto open on Veterans Day? Bitcoin never closes
- Mistakes to avoid when trading on a bond-market holiday
- Upcoming stock market holidays in November and December 2026
- FAQ
- What I'm watching after Veterans Day
- Related reading
Is the stock market open on Veterans Day 2026?
Yes. The New York Stock Exchange and Nasdaq don’t count Veterans Day as a trading holiday, so regular trading runs 9:30 a.m. to 4 p.m. Eastern.
It’s the same every year. In 2025 Veterans Day fell on a Tuesday, and stocks traded while bonds were shut.
This confuses people because Veterans Day is a federal holiday. Post offices close, federal offices close, and the Federal Reserve closes. Stock exchanges run on their own calendar, and Veterans Day isn’t on it.
What time does the US stock market open today?
The opening bell rings at 9:30 a.m. ET and the closing bell at 4 p.m. ET. Most brokers run their usual pre-market and after-hours sessions too, though quotes outside regular hours are thinner and spreads (the gap between buy and sell prices) can get wide.
US stock market hours in Korea time and other time zones
US daylight saving time ended on Nov. 1, 2026, so New York is now 14 hours behind Seoul. The regular session runs from 11:30 p.m. to 6 a.m. Korea time.
A lot of the recent searches for “when does the US stock market open” come from Korea, where the KOSPI just rose 2.6% in a day to 5,375.36 and is still down 15.8% for the month (Yahoo Finance, Nov. 11). If you hold US shares through a Korean broker, your Wednesday-night session is a normal one.
Why the bond market is closed on Veterans Day
The US cash bond market follows the recommended holiday schedule of SIFMA, the bond dealers’ trade group, and that schedule calls for a full close on Veterans Day. No Treasury auctions happen, dealers don’t make markets, and the Fed’s payment rails sit idle.
Most years nobody cares. This week it matters, because bonds are what’s been pushing stocks around.
What a closed bond market means for the 4.98% 10-year yield
On Nov. 10 the 10-year yield jumped 2.45% in one session to 4.98% (Yahoo Finance). CNBC reported it racing back toward 5% as the inflation data and comments from Fed Governor Christopher Waller lifted expectations of a rate hike. That yield sets the benchmark for mortgages, corporate borrowing and the discount rate investors use to value growth stocks.
Today, stocks trade without a live read from that market. Treasury futures can still give hints, but the official cash yield is stuck until Thursday.
I’d treat any big Wednesday move in tech with some suspicion, since the bond market will get its say on Nov. 12. If you want to see how that yield feeds into home loans, I worked through it in Did Mortgage Rates Drop Today?

Are banks open on Veterans Day? What happens to your cash
Most big banks follow the Federal Reserve’s holiday calendar, and the Fed is closed on Nov. 11. Branches may be shut, and ACH transfers and wires generally won’t process until Thursday. ATMs and card payments keep working.
Do stock trades settle on Veterans Day?
Here’s the part most people miss. US stocks settle on a T+1 cycle (the trade finishes one business day after you place it), and since banks are closed, Veterans Day usually doesn’t count as a settlement day.
A sale on Tuesday, Nov. 10 would normally settle Wednesday. Instead it rolls to Thursday.
A sale today would usually settle on Thursday as well. Your trade confirmation shows the exact settlement date, so check it before you promise that money to someone.
The trade itself fills instantly. Getting that money into your checking account can take an extra day or two. If you’re selling to cover a bill due this week, leave room for that.
What’s moving stocks this Veterans Day week
The holiday lands in the middle of a tense week. October’s consumer price index rose 0.4%, stronger than expected, with core prices (excluding food and energy) up 0.3%, according to CoinDesk’s report on the Nov. 10 release. Hot inflation keeps the Fed on alert, which pushes yields up, which hurts the most richly valued stocks first.
Why a hot CPI hits tech stocks hardest
A growth stock’s value depends mostly on profits expected years from now. When the 10-year yield climbs toward 5%, those future dollars are worth less today, so the math punishes long-duration assets (assets whose value sits far in the future). That’s why the Nasdaq is down 8.0% in a month while the Dow is up 0.74% (Yahoo Finance, Nov. 10).
CNBC describes investors pivoting to defensive stocks as markets enter a “state of alert.” I covered the valuation side in Wall Street Stock Market Bubble Risks.
Dollar, oil and gold heading into the holiday
The US dollar index sits at 102.36, up 2.54% over three months (Yahoo Finance, Nov. 11), which squeezes US companies that earn a lot overseas. WTI crude is at $86.36 a barrel, down 8.26% in a month, which takes a little pressure off gas prices and future CPI readings.
Gold trades at $4,066.90 an ounce, down 8.43% over three months, so the usual hedge hasn’t protected anyone this quarter. Futures for oil and gold keep trading through the holiday.
Which markets trade on Veterans Day and where they stand
Here’s what’s open on Nov. 11, 2026, along with the latest prices from Yahoo Finance.
| Market | Open on Veterans Day? | Last level | 1-day move | 1-month move |
|---|---|---|---|---|
| S&P 500 | Yes, normal hours | 7,520.93 | -0.38% | -3.67% |
| Nasdaq Composite | Yes, normal hours | 25,065.87 | -0.74% | -8.0% |
| Dow Jones | Yes, normal hours | 52,231.89 | -0.3% | +0.74% |
| US 10-year Treasury yield | No, cash bonds closed | 4.98% | +2.45% | -4.9% |
| US dollar index | Yes, currencies trade | 102.36 | +0.13% | +0.18% |
| Gold (futures) | Yes | $4,066.90 | +0.91% | -2.64% |
| WTI crude (futures) | Yes | $86.36 | +0.37% | -8.26% |
| Bitcoin | Yes, 24/7 | $73,916.49 | +0.27% | -9.6% |
Equity levels and the 10-year yield are as of Nov. 10. Gold, oil, the dollar and bitcoin are as of Nov. 11. Yield changes are percent changes in the yield itself, the way Yahoo reports them.
How the holiday-week slide hits a $10,000 portfolio
One holiday session won’t make or break anyone. The month leading into it already has, though, so here’s that move in dollars.
By the numbers
- The S&P 500’s 3.67% one-month fall (Yahoo Finance, Nov. 10) means $10,000 in an index fund is down about $367.
- The Nasdaq’s 8.0% one-month drop (Yahoo Finance, Nov. 10) takes about $800 off $10,000 in a Nasdaq tracker.
- At the 3.88% effective fed funds rate (NY Fed, Nov. 9), $10,000 in a cash account that pays close to that rate earns about $388 a year.
- Bitcoin’s 12.05% 30-day decline (CoinGecko data, Nov. 11) means a $5,000 position is down about $602.50.
How we calculated: example amount multiplied by the one-month percentage moves for the S&P 500 and Nasdaq (Yahoo Finance, Nov. 10, 2026), the effective fed funds rate (New York Fed, Nov. 9, 2026) and bitcoin’s 30-day change (CoinGecko market data, Nov. 11, 2026). Cash yields at real banks vary and are usually below the fed funds rate.
Compare the first and third rows. A month of the S&P’s slide cost about the same as a year of interest on cash. That doesn’t make cash the winner. It shows how much stock risk you’re carrying in exchange for the long-run return.
Is crypto open on Veterans Day? Bitcoin never closes
Crypto trades 24 hours a day, every day, holidays included. Bitcoin sits at $74,006 on CoinGecko data, down 0.97% in 24 hours and 5.0% over seven days. The whole crypto market is worth about $2.48 trillion, down 2.85% in a day, and bitcoin’s dominance is 59.83%.
Spot bitcoin ETFs trade on stock exchanges, so they’re open today too. CoinDesk reported on Nov. 10 that bitcoin broke with stocks as ETF outflows mounted and miner MARA reduced its holdings. Altcoins are doing worse: Ethereum is down 19.54% over 30 days and Solana is down 26.04%.
One practical point. You can sell crypto on a holiday, but if you want to move dollars out of an exchange to your bank, that transfer usually waits until the banking system reopens Thursday.
Mistakes to avoid when trading on a bond-market holiday
Assuming “federal holiday” means “markets closed”
People skip a planned rebalance because they think Wall Street is off, then find the Nasdaq moved without them. Check the NYSE holiday calendar, not the federal one.
Reading too much into one day’s price action
With cash Treasuries shut, stocks are trading without one of their main inputs. Whatever happens today gets checked on Thursday, when bonds price in the CPI data and Waller’s comments in full.
Expecting cash to arrive on time
Settlement and bank transfers both pause on Veterans Day. If you need money for rent or a down payment this week, sell earlier or budget an extra business day or two.
Forgetting fixed-income orders
If you buy individual Treasuries or CDs through a broker, those orders won’t fill today. Bond ETFs like Treasury funds do trade, but their prices may drift from their underlying value until the cash market reopens.
Upcoming stock market holidays in November and December 2026
Veterans Day and Columbus Day are the two federal holidays when stocks trade but bonds don’t. The next real closures:
- Thursday, Nov. 26 (Thanksgiving): stock and bond markets closed.
- Friday, Nov. 27: stocks close early, usually 1 p.m. ET, and bonds close early too.
- Friday, Dec. 25 (Christmas): all markets closed, with an early stock close typically on Dec. 24.
Before Thanksgiving, there’s another date stock investors care about. CNBC reports Anthropic set an IPO price range of $70 to $78, with trading expected to start Nov. 19, according to sources. A big AI listing while the Nasdaq is down 8% will test how much risk appetite is left.
None of this is a call to buy or sell anything. This is not financial advice. Do your own research.
FAQ
Is the NYSE open on Veterans Day?
Yes. The New York Stock Exchange runs its normal 9:30 a.m. to 4 p.m. ET session on Veterans Day.
Nasdaq does too. Veterans Day isn’t one of the exchanges’ trading holidays.
Is the bond market open on Veterans Day?
No. SIFMA recommends a full close for the US cash bond market on Veterans Day, so Treasuries don’t trade and yields don’t update. The 10-year yield stays at its Nov. 10 close of 4.98% (Yahoo Finance) until Thursday.
Are banks open on Veterans Day 2026?
Most banks that follow the Federal Reserve calendar are closed, and ACH and wire transfers wait until the next business day. ATMs, debit cards and online banking apps still work. Some branches open anyway, so check with yours.
Will my stock sale settle on Veterans Day?
Usually not. US stocks settle T+1, and Veterans Day typically isn’t a settlement day because banks are closed.
Look at the settlement date on your trade confirmation. It will usually be Thursday, Nov. 12 or later.
What time does the US stock market open in Korea time?
Since US daylight saving time ended on Nov. 1, 2026, the regular session runs from 11:30 p.m. to 6 a.m. Korea time. That holds on Veterans Day too.
Is the stock market open on Thanksgiving 2026?
No. Stocks and bonds are closed on Thursday, Nov. 26, 2026.
On Friday, Nov. 27, stocks typically close early at 1 p.m. ET.
What I’m watching after Veterans Day
Thursday’s bond open is the first thing. If the 10-year pushes through 5% once cash bonds react to the 0.4% CPI print, I’d expect more pressure on the Nasdaq, which is already 8.0% off its level a month ago. If yields fall back, the defensive trade that’s carried the Dow to a 0.74% monthly gain could reverse.
After that, I’ll be watching the Nov. 19 Anthropic listing, whether bitcoin ETF outflows keep coming, and whether the dollar index holds above 102. For background on why this inflation print hit so hard, see my October CPI preview. For today, the exchanges are open, bonds are closed, and any cash you move will arrive late.
Related reading
Keep reading
Sources cnbc.com · coindesk.com
This article is for information only and is not financial advice. Crypto assets are volatile; you can lose all of your money.



